Healthcare abroad claim made easy
Living in the EU? Planned or unplanned treatment abroad? Make your claim!
Pick a country you live in.
Necessary and planned healthcare in a private clinic
Private treatment paid by the state system is possible. If it was planned or even an emergency you can still make a claim.
Planned Healthcare abroad in the state system
You are not able to access the treatment you require in your country and would like to go abroad? With S2 form it is possible.
Emergency treatment abroad
Received emergency treatment in the EU/ EEA or the UK and did not have your EHIC with you. You can still make a claim with our simple claim form.

Going abroad for medical treatment?
If you had received or you’re thinking about going abroad to another EU, EFTA or UK for treatment it’s important to understand how it works and the risks involved.
If you do not follow the correct procedures, you may have to pay the full costs of your treatment. There are different funding options based on the country you live in, the country you are planning to receive your treatment and the clinic/ hospital. With our healthcare abroad claims form – medical treatment abroad is more accessible.
EU countries: Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden
EFTA countries: Iceland, Liechtenstein, Norway
Emergency treatment abroad with European Health Insurance Card (EHIC)
Gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country.


EU directive route
The EU directive provides a route for you to get healthcare in Europe, which could be refunded by your state healthcare insurance system. If you’re eligible for treatment in your country, you may entitle yourself to buy healthcare in a European Economic Area (EEA) country – but not Switzerland – and apply for reimbursement. The amount refunded will be up to the cost of equivalent treatment of your state health care insurance system – you may not get the full amount back.
Planned Healthcare abroad in the state system (The S2 route)
The S2 route may entitle you to state funding for planned state healthcare treatment in an EU country or Switzerland. In order to receive an S2 application, you will need to meet at least these eligibility criteria:
- The requested treatment would normally be provided in your country to an individual in your circumstances.
- The requested treatment is available under the treating country’s state healthcare scheme.
- The country where you live is not able to provide treatment in medically justified time.
- The requested treatment is not experimental or part of a drug trial.
If your application under the S2 route is approved, your treatment will be provided under the same conditions of care and payment that would apply to residents of the country you’ll be treated in.

At Medrefund we are making healthcare abroad claims easy
Since 2013 we are making sure that the state healthcare system is paying for treatment abroad when they are obliged to. We make sure that you can access the best possible medical treatment abroad paid by your state healthcare system.

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Let’s work together on your
next healthcare abroad claim
Pick a country you live and we can help you to access state-funded treatment abroad and make claims if you already had planned or unplanned medical treatment.